One of the most popular varieties of healthcare schemes offered is a healthcare organization scheme. This is the point where a certain premium is paid yearly, monthly or fortnightly, depending on how much the member needs to pay. This money is then used to pay for medical treatment received from doctors and hospitals inside the territorial boundaries of the Northern Maranese Islands. All expenditures, including drugs, are covered under this scheme. In addition, members need to pay for their own testing and evaluation costs, if they need it.